Refinancing Rates 2024. What are current mortgage refinance rates? Variable rates range from 5.87% apr to 17.10% apr (excludes 0.25%.

 — refinancing gives you the opportunity to lower your rate or shorten the lifespan of your mortgage, allowing you to save on interest and repay the loan faster.  — offers low rates and fees compared with other lenders, according to the latest federal data.